What We Do

Oakside Surety Limited (Oakside) bring their vast experience of the Surety market, for clients, brokers, and employers, and have added significant capacity via Fidelis. Oakside’s operating structure as an MGA allows it to respond quickly to your Surety needs. Oakside has extensive Surety Bond placement experience, enabling it to assess enquiries, review contract terms and negotiate suitable bond wordings to meet your requirements.

Oakside is able to place business for UK coverage on behalf of Fidelis Underwriting Limited and through Pine Walk Europe – Oakside Division for Republic of Ireland domiciled clients on behalf of Fidelis Insurance Ireland DAC.


Types of Surety Bonds and Guarantees issued:

  • Contract performance bonds
  • Advance payment bonds
  • Retention bonds
  • Maintenance bonds
  • Highways Act bonds
  • VAT and custom bonds

Oakside can issue bonds and guarantees in the United Kingdom and Republic of Ireland.


Why Oakside Surety Limited:

  • All size bonds issued, large or small
  • Market leading service levels
  • Specialist underwriting team
  • Fully rated Fidelis paper and their insurer financial strength ratings are A- (Standard & Poor’s) and A (A. M. Best).

Who are Oakside?

The Oakside team have over thirty years’ experience in Surety business. We pride ourselves in our market leading service levels and our vast market experience.

Andy Ray

Andy has over thirty years’ experience in the surety industry, initially as Managing Director of College Hill Underwriters. Andy was instrumental in establishing the entry of Euler Hermes Guarantee (EHG) in the UK surety market ( as shareholding director). EHG became the largest provider of construction surety bonds in Europe with the London office contributing circa £15m revenue in 2007. Most recently Andy was Managing Director of Kerry London, one of the leading independent specialist surety brokers in the market (a division he established). Due to the nature of surety requirements, facility negotiations will be with the main shareholders/ directors of the applicant companies. During this period Andy has forged many long term relationships with principals of the largest UK and ROI building contractors.

Contact information:

020 7509 2055


Jack Smith

Jack graduated from the University of Kent in June 2018 with a degree in Economics with Econometrics (BSc). Jack then joined Pine Walk Capital as a Finance Analyst whilst studying towards an ACCA Chartered Accountancy qualification. He joined the Oakside team, in October 2020 as Underwriting Assistant and continues to study towards his accountancy qualification.

Contact information:

020 7509 0311